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Muscatine Community College
Spring 2004
Principles of Banking               BK 100
LOPR 215             Monday 6:00-9:15pm

Instructor:
John A. Dabeet

Telephone:
Home: 263-8145
Office: 288-6064
Office E-mail: jdabeet@eicc.edu
Home E-mail: ampal@muscanet.com

Office Hours:
Monday
5:00 p.m. – 6:00 p.m.
Room: Gaekle 205

Textbook:

Francis, G. Jay, and Siegel, Susan. Principles of Banking, Seventh Edition, American Bankers Association, 2001.

Course Contents:
We will cover most of chapters one (1) - thirteen (13).

Course Objectives:
Presents an overview of full-service commercial banking in America. Introduces organizational structure, major functions, products and services, and the major departments of banks as well as demand and time deposits, negotiable instruments, bank loans and investments. Discusses banking in a competitive, regulated, and increasingly global economy

Homework:

Appropriate problem assignments on current material will be given at the lecture. Ideally, these assignments should be completed before the next lecture.

Quizzes:

Approximately five (5) ten (10) minute quizzes will be given during the course of the semester. The lowest grade will be dropped. There will be no make-up quizzes.

Paper:
Each student is required to write a paper. Papers are due on Monday, May 10, 2004. No paper will be accepted after the due date.

Tests:

There will be two (2) in-class tests and one (1) final exam.
First Test Monday, March 1, 04
Second Test Monday, April 19, 04
Final Exam Will be announced later

Grades:
Course grades will be based on a total of 600 points as follows:
Assignments 100 points
Quizzes 100 points
Paper 100 points
First Test 100 points
Second Test 100 points
Final Test 100 points
Curve will be used for student's final grades.

Attendance:
Constant attendance is essential to keep up in the course. Students are responsible for all work covered in class, including all assignments, even if absent from class. Hour exams must be taken at the announced time; makeup exams will be given only in the case of severe illness.


Topical Outline

Topics               Chapter

Banking and You             1
The Evolution of Banking           2
The Federal Reserve and its regulatory Partners   3
The Deposit Function             4
Checks as Negotiable Instruments       5
Checks and the Payment Function       6
Deposit operations and Loss Prevention Issues   7
The Lending Function             8
Funds Management and Bank Investments     9
Measuring and Reporting Financial Performance   10
Marketing and the Customer Service Function   11
Specialized Products and Services       12
Electronic Financial Services         13

HAVE A NICE SEMESTER